According to Javelin’s 2018 Identify Fraud Report, released by the advisory firm Javelin Strategy & Research 16.7 million American consumers had their data comprised last year. To avoid being a credit fraud statistic, implement the following tips:
Keep your credit cards safe
Store your cards in a secure wallet or purse. After making a purchase, immediately return your card to that place.
Don’t allow websites to “remember” your card number
Only let secure payment portals, like GooglePay and PayPal, remember your card number. An even better practice is to never check the “remember card number” box for any site or portal
Be wary when shopping online
Before using your credit card online, verify the site’s security and that the URL is authentic—there’s an “s” after the “http” in the web address, and a lock icon as well.
Report lost or stolen cards immediately
The sooner you report a missing card, the less liability you’ll have for fraudulent charges made with your card.
Review your monthly bill
Always look through your monthly statement to check for suspicious account activity.
If your concerned your information has been comprised, please feel free to reach out to one of our Member Advisors by stopping in to one of our branches or call 877-794-6712.