Privacy Facts




Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we handle user privacy.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Account Balances
- Payment History and Account Transactions
- Credit Scores and Credit History

When you are no longer our member, we continue to share your information as described in this notice.


All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons SPFCU chooses to share; and whether you can limit this sharing.

Privacy Reasons

Reasons we can share your personal information

Does SPFCU Share?

Can you limit this sharing?


Call 877-794-6712

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes - to offer our products and services to you



For joint marketing with our financial companies



For our affiliates' everyday business purposes - information about your transactions and experiences


We Don't Share

For our affiliates' everyday business purposes - information about your creditworthiness


We Don't Share

For nonaffiliates to market to you


We Don't Share

Privacy Info

Who is providing this notice?

SouthPoint Financial Credit Union

How does SPFCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does SPFCU collect my personal information?

We collect your personal information for example when you:

- Open an Account or Apply for a Loan
- Make a Wire Transfer or Use your Credit Card or Debit Card
- Make Deposits or Withdrawals from your Account

We also collect your personal information from others; such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and nonfinancial companies

SouthPoint Financial Credit Union has no affiliates


Companies no related by common ownership or control. They can be financial and nonfinancial companies

SouthPoint Financial Credit Union does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance & investment advisory companies

Other important information


Our mobile banking app periodically collects, transmits, and uses geolocation information to support features that prevent fraudulent card use and alerts, or to provide location-based services but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings.

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