Community First Program at SouthPoint Financial Credit Union Community First Program at SouthPoint Financial Credit Union

Need A Hand?

Community First Program. Offering a multitude of assistance to those faced with a financial hardship.

As a not-for-profit financial institution, we stand true to our vision of “empowering people to enhance lives.”  When our members are faced with a hardship in the wake of a disaster, we want them to know that their credit union is standing behind them. That’s why we have implemented a comprehensive program of financial support initiatives to help the people and communities we serve. SouthPoint’s Community First Program is designed to assist members to be in a better position to recover quickly from the effects of a hardship. SouthPoint is committed to supporting members during times of uncertainty and will work with members on an individual level to find a solution to tailor to their specific needs. We’re here to help. Options include:

Disaster Relief Loan

For members facing financial hardship, SouthPoint offers personal loans at low interest rates to help during their time of need.

  • Low fixed-rate* loans with minimal credit qualifications
  • Amounts available from $500-5,000

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Mortgage Relief

The Mortgage Relief Program offers financial assistance to members who have been negatively impacted by a recent disaster event as it pertains to their SouthPoint Home Mortgage.

  • Specialized options available depending on individual needs
  • To begin, click the below for the Mortgage Assistance Application

mortgage assistance application

Skip-a-Pay

If a member is having difficulty with their monthly payments to a SouthPoint loan, Skip-a-Pay can offer financial relief for those who qualify.

  • Option to skip a consumer loan payment
  • Potential $30 fee waiver

Skip a Payment

*This does not apply to real estate, ready reserve loans, commercial loans, semi and annual payments. Cannot skip more than one monthly consecutive payment at a time. Please contact us at 877-794-6712 if you have any questions.

Relief CD Withdrawal

Members can take a one-time penalty free withdrawal from their CD due to a disaster event to cover expenses incurred by the event or lost wages caused by the event.  

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Financial Counseling

Visit any of our branches and talk to a SouthPoint Financial Credit Union employee or give us a call at 877-794-6712.

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