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About Us

Learn how a not-for-profit financial institution can help you achieve your goals and dreams.

What is a Credit Union

Credit unions are not-for-profit, member-owned, financial institutions that exist to serve the financial needs of their member-owners. The main focus is their members and their local community.

Credit unions serve a common field of membership based on characteristics such as geographical area, employee groups, or membership in an organization. Becoming a member is simple and easy.

Credit unions are governed in a democratic way by a volunteer board of directors, who are also members of the credit union.

Credit unions return surplus income to their members in the form of better rates, lower fees and improved services. At SouthPoint, our top priority is exceptional service for our members.


What makes us different

SouthPoint is a full-service, not-for-profit financial institution that has been serving the financial needs of members since 1936. We offer a wide range of financial products and services catering to individuals and small businesses.

We are your friends, family, and neighbors that are here to advocate for you and give you the tools and guidance you need to be successful in your financial future. Because at SouthPoint, your financial future is the point.



SouthPoint Financial Credit Union empowers members to achieve their goals and dreams by providing exceptional service and guidance. We aspire to become the primary financial institution for members, contribute to the well-being of our communities and maintain earnings and reserves which promote sound growth and encourage member confidence and loyalty.


The SouthPoint Way: A sincere commitment to ADD VALUE by doing the RIGHT THING for the RIGHT REASON.


SouthPoint Foundation

The SouthPoint Financial Credit Union Foundation is a non-profit 501(c)(3) charitable foundation and the philanthropic arm of SouthPoint Financial Credit Union and is funded entirely by the credit union. The Foundation is a separate, independent legal entity, incorporated in Minnesota and operated by a Board of Directors comprised of SouthPoint employees and directors.

The Foundation’s mission is to make contribution investments in local, charitable organizations, with a focus on improving the lives of our members, friends and neighbors in the communities we serve.

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Volunteer Opportunities

We encourage our members to get involved with what SouthPoint Financial Credit Union is doing. With the help of key members and committees, our impact in the community is strong and growing.

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Careers at SouthPoint

SouthPoint is a family of passionate people, dedicated to serving the community and living out our mission empowering members to achieve their goals and dreams We’re looking for people who share our vision and will do everything in their power to serve our members.

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