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Your financial future starts with a solid savings plan

Saving for the future is the point. It's how you make plans and look forward to your someday.

APPLY NOW

Savings Accounts A simple yet effective way to plan ahead.

Product	Minimum	Maximum	Rates
Share Savings This account is accessible in Online and Mobile Banking, earns dividends, comes with no monthly fees, and is fully insured. APPLY NOW	Above $0		0.25% APY*
Holiday Club Plan ahead for the holidays with weekly or monthly deposits to this interest earning account. APPLY NOW	Monthly deposit	12 months	0.40% APY*
Money Market Savings This insured, totally liquid, dividend earning account earns more with higher balances. APPLY NOW	$0	$2,499.99	0.25% APY*
	$2,500.00	$9,999.99	0.40% APY*
	$10,000.00	$24,999.99	0.40% APY*
	$25,000.00	$49,999.99	0.40% APY*
	$50,000.00	$99,999.99	0.55% APY*
	$100,000.00	$249,999.99	0.70% APY*
	$250,000.00	$499,999.99	0.75% APY*
	$500,000.00	$999,999.99	1.00% APY*
	$1,000,000.00 +		1.51% APY*
Youth Savings The EzStart savings account is the perfect place for parents to sock away up to $5,000 for their kids. APPLY NOW	$0	$5,000.00 account balance up to	2.53% APY*
Ez$ Savings This is where you start if you’re 24 or younger and have $5,000 or less you want to save for the future. APPLY NOW	$0	$5,000.00 account balance up to	2.53% APY*
Health Savings Account (HSA) Get more control over your healthcare expenses with this account and a HSA-compatible high deductible health plan. APPLY NOW	$0	$2,499.99	2.02% APY*
	$2,500.00	$9,999.99	2.02% APY*
	$10,000.00	$24,999.99	2.02% APY*
	$25,000.00	$49,999.99	2.02% APY*
	$50,000.00	$50,000.00 +	2.02% APY*
First-time Homebuyer Savings Account Start saving today and deduct 100% of your interest earned from your Minnesota taxes. APPLY NOW
Traditional & Roth IRA Choose between the tax-deductible benefits of a Traditional IRA or the tax-free earning growth of a Roth IRA. APPLY NOW	IRA Savings		0.75% APY*

Certificates + Investments Earn more from your money with a fixed-date maturity.**

Product	Minimum	Maximum	Rates
Money Market Certificates Choose a term from 3 months to 3 years with a $1,000 opening balance and earn a competitive rate. APPLY NOW	$1000	3 months	0.30% APY*
	$1000	6 Months	0.90% APY*
	$1000	12 Months	1.25% APY*
	$1000	18 Months	1.25% APY*
	$1000	24 months	1.25% APY*
	$1000	36 months	1.25% APY*
	$1000	10 month+	2.01% APY*
	$1000	20 month+	2.26% APY*
	$1000	30 month+	2.52% APY*
Step-Up Certificate This account allows you to boost your rate up with changes in the market. APPLY NOW	$1000	24 months	1.30% APY*
	$1000	36 months	2.16% APY*
Traditional & Roth IRA Certificate Lock a minimum of $2,500 away for 24 months and earn a competitive rate. APPLY NOW	$2,500	18 Months	1.25% APY*
	$2,500	24 Months	1.25% APY*

Disclosures

Rates effective as of May 1, 2019

Click here for required Truth & Savings Disclosure
Fee’s may reduce earning on the account.

*APY = Annual Percentage Yield
**Traditional and Roth IRA Certificate is a 24 month Certificate with a $2,500.00 minimum balance.

+Certificate Requirement: This offer, including the stated Annual Percentage Yield (APY), is effective December 17, 2019. This 10, 20 & 30 month certificate runs as a limited time offer. Penalty for early withdrawal. The 10, 20 & 30 month Certificate has a $1,000 minimum balance and a $250,000 maximum balance per household. The 10 Month certificate will automatically roll into a 12 month certificate at the stated term. The 20 Month certificate will automatically roll into an 18 month certificate at the stated term. The 30 Month certificate will automatically roll into a 24 month certificate at the stated term. Fees could reduce the earnings on the account.

Certificate rates remain fixed for the term of the certificate.
A penalty may be imposed for withdrawals before maturity on certificates.

Your financial future starts with a solid savings plan

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