| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Share Savings
This account is accessible in Online and Mobile Banking, earns dividends, comes with no monthly fees, and is fully insured. |
Above $0
|
|
0.25%
APY*
|
|
Holiday Club
Plan ahead for the holidays with weekly or monthly deposits to this interest earning account. |
Monthly deposit
|
12 months
|
0.40%
APY*
|
|
Money Market Savings
This insured, totally liquid, dividend earning account earns more with higher balances. |
$0
|
$2,499.99
|
0.25%
APY*
|
|
$2,500.00
|
$9,999.99
|
0.40%
APY*
|
|
|
$10,000.00
|
$24,999.99
|
0.40%
APY*
|
|
|
$25,000.00
|
$49,999.99
|
0.40%
APY*
|
|
|
$50,000.00
|
$99,999.99
|
0.55%
APY*
|
|
|
$100,000.00
|
$249,999.99
|
0.70%
APY*
|
|
|
$250,000.00
|
$499,999.99
|
0.75%
APY*
|
|
|
$500,000.00
|
$999,999.99
|
1.00%
APY*
|
|
|
$1,000,000.00 +
|
|
1.51%
APY*
|
|
|
Youth Savings
The EzStart savings account is the perfect place for parents to sock away up to $5,000 for their kids. |
$0
|
$5,000.00
account balance up to
|
2.53%
APY*
|
|
Ez$ Savings
This is where you start if you’re 24 or younger and have $5,000 or less you want to save for the future. |
$0
|
$5,000.00
account balance up to
|
2.53%
APY*
|
|
Health Savings Account (HSA)
Get more control over your healthcare expenses with this account and a HSA-compatible high deductible health plan. |
$0
|
$2,499.99
|
2.02%
APY*
|
|
$2,500.00
|
$9,999.99
|
2.02%
APY*
|
|
|
$10,000.00
|
$24,999.99
|
2.02%
APY*
|
|
|
$25,000.00
|
$49,999.99
|
2.02%
APY*
|
|
|
$50,000.00
|
$50,000.00 +
|
2.02%
APY*
|
|
|
First-time Homebuyer Savings Account
Start saving today and deduct 100% of your interest earned from your Minnesota taxes. First-time Homebuyer Savings Account FAQ’s |
|
|
|
|
Traditional & Roth IRA
Choose between the tax-deductible benefits of a Traditional IRA or the tax-free earning growth of a Roth IRA. |
IRA Savings
|
|
0.75%
APY*
|
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Money Market Certificates
Choose a term from 3 months to 3 years with a $1,000 opening balance and earn a competitive rate. |
$1000
|
3 months
|
0.30%
APY*
|
|
$1000
|
6 Months
|
0.90%
APY*
|
|
|
$1000
|
9 Months+
|
2.52%
APY*
|
|
|
$1000
|
12 Months
|
1.25%
APY*
|
|
|
$1000
|
18 Months
|
1.25%
APY*
|
|
|
$1000
|
24 months
|
1.25%
APY*
|
|
|
$1000
|
36 months
|
1.25%
APY*
|
|
|
Step-Up Certificate
This account allows you to boost your rate up with changes in the market. |
$1000
|
24 months
|
1.30%
APY*
|
|
$1000
|
36 months
|
2.16%
APY*
|
|
|
Traditional & Roth IRA Certificate
Lock a minimum of $2,500 away for 24 months and earn a competitive rate. |
$2,500
|
18 Months
|
1.25%
APY*
|
|
$2,500
|
24 Months
|
1.25%
APY*
|
Savings FAQs
Our routing number is: 291976493
Minimum Opening Balances are as follows: Savings Account – $10; Checking Account – $100 (adult) or $50 (children/students).
You can transfer money as many times as you want each month. Unless you are transferring out of a savings account electronically (online banking, sweeps, or over the phone transfers). When you make transfers electronically you can only transfer out of a savings 6-times within one month.
Your employer can establish direct deposit of your paycheck into your credit union account. They will need the credit union routing number (291976493) and your account number.
Yes. We can allocate a deposit between different accounts.
No. We can transfer those funds for you. All we would need is your account number and your spouse or child’s name.
Yes. You can be set up to transfer to and from your child’s account, but you would not be able to see the balances in their account through online banking.