Please select if you are a member or non-member so that we can take you to the appropriate application.
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Membership Savings
This account is accessible in Online and Mobile Banking, earns dividends, comes with no monthly fees, and is fully insured. |
Above $0
|
|
0.100%
APY*
|
|
Holiday Club
Plan ahead for the holidays with weekly or monthly deposits to this interest earning account. |
$0
|
$5,000.00
|
0.501%
APY*
|
|
$5,000.01+
|
|
0.150%
APY*
|
|
|
Premium Savings
This insured, totally liquid, dividend earning account earns more with higher balances. |
$0
|
$2,499.99
|
0.050%
APY*
|
|
$2,500.00
|
$9,999.99
|
0.800%
APY*
|
|
|
$10,000.00
|
$24,999.99
|
1.000%
APY*
|
|
|
$25,000.00
|
$49,999.99
|
1.000%
APY*
|
|
|
$50,000.00
|
$99,999.99
|
1.250%
APY*
|
|
|
$100,000.00
|
$249,999.99
|
2.250%
APY*
|
|
|
$250,000.00
|
$499,999.99
|
2.750%
APY*
|
|
|
$500,000.00
|
$999,999.99
|
2.750%
APY*
|
|
|
$1,000,000.00 +
|
|
3.050%
APY*
|
|
|
UrChoice Savings
Looking for another savings account, open a UrChoice Savings account that you can use for any purpose! There is no minimum balance required with this account. |
Above $0
|
|
0.100%
APY*
|
|
EzMoney Savings+
This is where you start if you’re 24 or younger and have $5,000 or less you want to save for the future. |
$0
|
$5,000.00
|
4.074%
APY*
|
|
$5,000.01+
|
|
0.150%
APY*
|
|
|
Health Savings Account (HSA)
Get more control over your healthcare expenses with this account and a HSA-compatible high deductible health plan. |
$0
|
$2,499.99
|
2.018%
APY*
|
|
$2,500.00
|
$9,999.99
|
2.018%
APY*
|
|
|
$10,000.00
|
$24,999.99
|
2.018%
APY*
|
|
|
$25,000.00
|
$49,999.99
|
2.018%
APY*
|
|
|
$50,000.00
|
$50,000.00 +
|
2.018%
APY*
|
|
|
Traditional & Roth IRA
Choose between the tax-deductible benefits of a Traditional IRA or the tax-free earning growth of a Roth IRA. |
IRA Savings
|
|
0.752%
APY*
|
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Money Market Certificates
Choose a term from 3 months to 5 years with a $1,000 opening balance and earn a competitive rate. |
$1000
|
3 months
|
1.700%
APY*
|
|
$1000
|
6 Months
|
2.500%
APY*
|
|
|
$1000
|
12 Months
|
3.000%
APY*
|
|
|
$1000
|
18 Months
|
3.250%
APY*
|
|
|
$1000
|
24 months
|
3.400%
APY*
|
|
|
$1000
|
36 months
|
3.200%
APY*
|
|
|
$1000
|
60 months
|
3.250%
APY*
|
|
|
Step-Up Certificate
This account allows you to boost your rate up with changes in the market. |
$1000
|
24 months
|
3.350%
APY*
|
|
$1000
|
36 months
|
3.150%
APY*
|
|
|
Traditional & Roth IRA Certificate
Lock a minimum of $2,500 away and earn a competitive rate. |
$2,500
|
3 Months
|
1.700%
APY*
|
|
$2,500
|
6 Months
|
2.500%
APY*
|
|
|
$2,500
|
12 Months
|
3.000%
APY*
|
|
|
$2,500
|
18 Months
|
3.250%
APY*
|
|
|
$2,500
|
24 Months
|
3.400%
APY*
|
|
|
$2,500
|
36 Months
|
3.200%
APY*
|
|
|
$2,500
|
60 Months
|
3.250%
APY*
|
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Money Market Certificate Specials
Take advantage of our 5-month Certificate of Deposit special today! 5 month Certificate of Deposits are available as Traditional or Roth. |
$1000
|
5 Months+++
Current Deposits at SouthPoint
|
4.500%
APY*
|
|
$1000
|
5 Months+++
with new deposits
|
4.600%
APY*
|