Please select if you are a member or non-member so that we can take you to the appropriate application.
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Membership Savings
This account is accessible in Online and Mobile Banking, earns dividends, comes with no monthly fees, and is fully insured. |
Above $0
|
|
0.100%
APY*
|
|
Holiday Club
Plan ahead for the holidays with weekly or monthly deposits to this interest earning account. |
$0
|
$5,000.00
|
0.501%
APY*
|
|
$5,000.01+
|
|
0.150%
APY*
|
|
|
Premium Savings
This insured, totally liquid, dividend earning account earns more with higher balances. |
$0
|
$2,499.99
|
0.050%
APY*
|
|
$2,500.00
|
$9,999.99
|
0.640%
APY*
|
|
|
$10,000.00
|
$24,999.99
|
0.840%
APY*
|
|
|
$25,000.00
|
$49,999.99
|
0.840%
APY*
|
|
|
$50,000.00
|
$99,999.99
|
1.190%
APY*
|
|
|
$100,000.00
|
$249,999.99
|
1.940%
APY*
|
|
|
$250,000.00
|
$499,999.99
|
2.440%
APY*
|
|
|
$500,000.00
|
$999,999.99
|
2.440%
APY*
|
|
|
$1,000,000.00 +
|
|
2.840%
APY*
|
|
|
UrChoice Savings
Looking for another savings account, open a UrChoice Savings account that you can use for any purpose! There is no minimum balance required with this account. |
Above $0
|
|
0.100%
APY*
|
|
EzMoney Savings+
This is where you start if you’re 24 or younger and have $5,000 or less you want to save for the future. |
$0
|
$5,000.00
|
4.074%
APY*
|
|
$5,000.01+
|
|
0.150%
APY*
|
|
|
Health Savings Account (HSA)
Get more control over your healthcare expenses with this account and a HSA-compatible high deductible health plan. |
$0
|
$2,499.99
|
2.018%
APY*
|
|
$2,500.00
|
$9,999.99
|
2.018%
APY*
|
|
|
$10,000.00
|
$24,999.99
|
2.018%
APY*
|
|
|
$25,000.00
|
$49,999.99
|
2.018%
APY*
|
|
|
$50,000.00
|
$50,000.00 +
|
2.018%
APY*
|
|
|
Traditional & Roth IRA
Choose between the tax-deductible benefits of a Traditional IRA or the tax-free earning growth of a Roth IRA. |
IRA Savings
|
|
0.752%
APY*
|
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Money Market Certificates
Choose a term from 3 months to 5 years with a $1,000 opening balance and earn a competitive rate. |
$1000
|
3 months
|
1.700%
APY*
|
|
$1000
|
6 Months
|
2.500%
APY*
|
|
|
$1000
|
12 Months
|
3.000%
APY*
|
|
|
$1000
|
18 Months
|
3.250%
APY*
|
|
|
$1000
|
24 months
|
3.400%
APY*
|
|
|
$1000
|
36 months
|
3.200%
APY*
|
|
|
$1000
|
60 months
|
3.250%
APY*
|
|
|
Step-Up Certificate
This account allows you to boost your rate up with changes in the market. |
$1000
|
24 months
|
3.350%
APY*
|
|
$1000
|
36 months
|
3.150%
APY*
|
|
|
Traditional & Roth IRA Certificate
Lock a minimum of $2,500 away and earn a competitive rate. |
$2,500
|
3 Months
|
1.700%
APY*
|
|
$2,500
|
6 Months
|
2.500%
APY*
|
|
|
$2,500
|
12 Months
|
3.000%
APY*
|
|
|
$2,500
|
18 Months
|
3.250%
APY*
|
|
|
$2,500
|
24 Months
|
3.400%
APY*
|
|
|
$2,500
|
36 Months
|
3.200%
APY*
|
|
|
$2,500
|
60 Months
|
3.250%
APY*
|
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Money Market Certificate Specials
Your path, your term, your growth. Choose the Certificate of Deposit term that works best for you. Certificate of Deposit Specials are available as Traditional or Roth. |
$1000
|
11 Months+++
Current Deposits at SouthPoint
|
4.000%
APY*
|
|
$1000
|
11 Months+++
with new deposits
|
4.050%
APY*
|
|
|
|
13 Months+++
Current Deposits at SouthPoint
|
4.000%
APY*
|
|
|
|
13 Months+++
with new deposits
|
4.050%
APY*
|
|
|
|
15 Months+++
Current Deposits at SouthPoint
|
4.000%
APY*
|
|
|
|
15 Months+++
with new deposits
|
4.050%
APY*
|