No Cash Advance Fees
Get the cash you need without any extra fees.
Lower International Fees
Going out of the country? We’ll keep your credit card fees low.
Free Balance Transfers
Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred. Learn more about our simple transfer process.
Card Central
Ready for an easier way to manage your cards? Card Central, located in our mobile app and online banking platform, puts more control, convenience, and safety in your hands.
1.5% Cash Back
Earn on every purchase. Earn again and again when you set-up your favorites like Netflix, Amazon, and Hulu. Visit www.uchooserewards.com today.
Anytime, Anywhere Banking
Make transfers, pay bills, download statements, and plan ahead from any device. Learn More
| Product | Variable Rate | Annual Fee | Rewards |
|---|---|---|---|
|
Visa® Rewards Card
Earn cash back with every purchase and enjoy a great, low rate. |
17.50% - 18.00% APR*
Rate based on credit-worthiness
|
$0
|
Earn 1.5% cash back on all qualified purchases up to $100,000 spent per year.
|
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Visa® Select Card
This basic credit card puts the power of Visa® in your wallet with no annual fee. |
15.50% - 18.00% APR*
Rate based on credit-worthiness
|
$0
|
-
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|
Visa® Secured Card
You set your own credit limit with a deposit to your SouthPoint FCU Regular Savings account. |
7.00% APR*
Rate based on credit-worthiness
|
$0
|
-
|
|
0% APR* Credit Card
Get a great new card and 0% APR* for up to six months. |
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-
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