Halloween toys and pumpkins Halloween toys and pumpkins

Our credit cards are all treat, no trick.

SouthPoint credit card are designed for you with reward options, no cash advance or annual few and lower international fees.

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No Cash Advance Fees

Get the cash you need without any extra fees.

Lower International Fees

Going out of the country? We’ll keep your credit card fees low.

Free Balance Transfers

Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred. Learn more about our simple transfer process.

Verified by Visa®

Before you use your card online, give Verified by Visa® a try.

1.5% Cash Back

Earn on every purchase. Earn again and again when you set-up your favorites like Netflix, Amazon, and Hulu. Visit www.uchooserewards.com today.

Anytime, Anywhere Banking

Make transfers, pay bills, download statements, and plan ahead from any device. Learn More

Product Variable Rate Annual Fee Rewards
Visa® Rewards Card

Earn cash back with every purchase and enjoy a great, low rate.

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12.25% - 18.00%
Rate based on credit-worthiness
$0
Earn 1.5% cash back on all qualified purchases up to $100,000 spent per year.
Visa® Select Card

This basic credit card puts the power of Visa® in your wallet with no annual fee.

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10.25% - 18.00%
Rate based on credit-worthiness
$0
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Visa® Secured Card

You set your own credit limit with a deposit to your SouthPoint FCU Regular Savings account.

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7.00%
Rate based on credit-worthiness
$0
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0% Credit Card

Get a great new card and 0% APR* for up to six months.

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