Spring Auto Loans at SouthPoint Dog Spring Auto Loans at SouthPoint Dog


You'll be happy with auto rates as low as 2.24% APR* at SouthPoint.

Be a part of the SouthPoint Family Be a part of the SouthPoint Family

Be a part of the SouthPoint family

Open a new membership at SouthPoint FCU today!

Home Lending Options at SouthPoint Financial Credit Union Home Lending Options at SouthPoint Financial Credit Union

We’ll proudly help you buy your first or next home.

Visit the Home Lending Center
Investing Early Investing Early

Investing: it pays to start early.

Retirement looks different for everybody and our SouthPoint Investment Services Financial Advisors have options to fit your situation now and if it changes.

Take SouthPoint with you Take SouthPoint with you

Take your banking with you everywhere you go.

Try Anytime, Anywhere Banking
Boat loads of fun

Boatloads of fun are waiting

Get ready for boating season with a SouthPoint boat loan as low as 3.49% APR.* Life is better on the water and your credit union can help float your next adventure.

Member Shred Day

Member Shred Day

SouthPoint members can bring 2-3 boxes of personal documents to be shred onsite. Monday, May 16 - Springfield: 8-10 am, Sleepy Eye: 10:30 am - 12:30 pm, New Ulm: 1-3 pm, | Tuesday, May 17 - North Mankato: 8-10 am , St. Peter: 10:30 am - 12:30 pm | Saturday, May 21 - Hutchinson: 9:00 am - 12:00 pm | Saturday, June 4 - Waconia 9:00 a.m. - 12:00 pm


Discover the hidden value in your home.

Home Equity Line of Credit with rates as low as as 2.99% APR* for 12 Months. After 12 months, rate will vary from 3.99% - 18.00% APR, 24-Hour Access; Use Funds for Anything, No Annual Fee, $299 Closing Costs*

Cash Back Credit Card at SouthPoint

1.5% cash back. You earned it.

Earn 1.5% cash back on every purchase you make with SouthPoint’s Visa Rewards Credit Card, PLUS enjoy a low interest rate that SPFCU is known for.

Enjoy the ride with SouthPoint

Enjoy the ride.

Embrace the outdoors with an ATV loan as low as 3.49% APR.* Take advantage of these low rates and flexible terms.

Couple smiling outside using tablet device

Love My Credit Union Rewards

Enjoy exclusive savings every day through Love My Credit Union Rewards. Members have saved nearly $2 billion with Love My Credit Union Rewards!

We’re known for our friendly personal touch. See what others are saying about SouthPoint.

Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online & in person with SouthPoint. I always walk away feeling good.

— SouthPoint Member

SouthPoint has always been very professional & their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone & how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint!

— SouthPoint Member

You have requested an external link.

 By clicking this link, you are leaving SouthPoint’s website and entering a website hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from those practiced by the credit union.

Cancel Accept