Home Lending Options at SouthPoint Financial Credit Union Home Lending Options at SouthPoint Financial Credit Union

We’ll proudly help you buy your first or next home.

Visit the Home Lending Center
Investing Early Investing Early

Investing: it pays to start early.

Retirement looks different for everybody and our SouthPoint Investment Services Financial Advisors have options to fit your situation now and if it changes.

SouthPoint offers Zelle SouthPoint offers Zelle

Start sending money with Zelle®

Learn more
Be a part of the SouthPoint Family Be a part of the SouthPoint Family

Be a part of the SouthPoint family

Open a new membership at SouthPoint FCU today!

Take SouthPoint with you Take SouthPoint with you

Take your banking with you everywhere you go.

Try Anytime, Anywhere Banking
Long Term Care Virtual Seminar September 2021

Long Term Care Seminar

You have a retirement plan and estate plan … how about a LONG TERM CARE PLAN? Join us for our Long Term Care Seminar on Thursday, September 23, 2021 at 6:30 pm.

Chain of Hearts at SouthPoint Financial Credit Union

Chain of Hearts

SouthPoint is again raising funds for their annual “Chain of Hearts” Campaign. The campaign is an annual fundraiser organized by the MN Credit Union for Kids program to benefit Gillette Children’s Specialty Healthcare. Purchase a link or a heart and help us grow our chain.

Cash Back Credit Card at SouthPoint

1.5% cash back. You earned it.

Earn 1.5% cash back on every purchase you make with SouthPoint’s Visa Rewards Credit Card, PLUS enjoy a low interest rate that SPFCU is known for.


Discover the hidden value in your home.

Home Equity Line of Credit with rates as low as as 2.99% APR* for 12 Months. After 12 months, rate will vary from 3.99% - 18.00% APR, 24-Hour Access; Use Funds for Anything, No Annual Fee, $299 Closing Costs*

Money Budgeting chart on laptop with a person writing numbers down

Budgeting for a brighter future.

Make better spending decisions with our Money Management tool. This tools help you understand where your money goes, allow you to reduce unwanted spending and save for future goals. You have access to this tool right in our Online Banking and Mobile App platforms.

Couple smiling outside using tablet device

Love My Credit Union Rewards

Enjoy exclusive savings every day through Love My Credit Union Rewards. Members have saved nearly $2 billion with Love My Credit Union Rewards!

We’re known for our friendly personal touch. See what others are saying about SouthPoint.

Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online and in person with SouthPoint and I always walk away feeling good.

— SouthPoint Member

SouthPoint has always been very professional and their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone and how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint and the always friendly staff!

— SouthPoint Member

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