Couple on couch with laptop paying with their SouthPoint Credit Card Couple on couch with laptop paying with their SouthPoint Credit Card

Credit Cards that work for you

Put more buying power into your wallet

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Product Variable Rate Annual Fee Rewards
Visa® Rewards Card

Earn cash back with every purchase and enjoy a great, low rate.

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17.00% - 18.00% APR*
Rate based on credit-worthiness
$0
Earn 1.5% cash back on all qualified purchases up to $100,000 spent per year.
Visa® Select Card

This basic credit card puts the power of Visa® in your wallet with no annual fee.

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15.00% - 18.00% APR*
Rate based on credit-worthiness
$0
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Visa® Secured Card

You set your own credit limit with a deposit to your SouthPoint FCU Regular Savings account.

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7.00% APR*
Rate based on credit-worthiness
$0
-
0% APR* Credit Card

Get a great new card and 0% APR* for up to six months.

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No Cash Advance Fees

Get the cash you need without any extra fees.

Lower International Fees

Going out of the country? We’ll keep your credit card fees low.

Free Balance Transfers

Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred. Learn more about our simple transfer process.

Verified by Visa®

Before you use your card online, give Verified by Visa® a try.

Rewards Points

Earn 1 point for every $1 you spend, then use those points for gift cards, airfare, and more. Visit www.uchooserewards.com today.

Anytime, Anywhere Banking

Make transfers, pay bills, download statements, and plan ahead from any device. Learn More

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