ag-lending at SouthPoint Financial Credit Union with Kari ag-lending at SouthPoint Financial Credit Union with Kari

Work the land with affordable Ag Loans

Get the financing you need for your livelihood.


Operating Loans

Ag Operating loans can be essential to any farming enterprise. Farm operation loans can be established for covering costs for your crop farming operation, the purchase and turn of livestock, or non-revolving loans to be repaid at a later date from the sale of farm assets. Typically. Ag operating lines of credit will mature with a 12 month expiration and then can renew on an annual basis.

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Farm Titled/Chattel/Equipment Loans

Looking to improve or replace your equipment, machinery, or titled equipment? SouthPoint offers competitive pricing and terms for new/used asset purchases for your operation. The competitive financing and specials that SouthPoint offers can benefit your production and financial returns going forward. Contact us if you are pursuing a capital purchase or are seeking refinance options for your equipment utilized for your operation.

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Ag Real Estate Loans

SouthPoint has competitive pricing, loan structures, and terms when it comes to farmland, farm site, or farming building financing. If you are looking to purchase, refinance, consolidate, or for a cash-out refinance request, come inquire with us today. We have a seasoned team that can discuss this financing option.

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Ag Construction Financing

Are you building a shed, shop, grain bin or want to construct an animal facility? SouthPoint now offers construction or improvement financing options to make your farming facility dreams come true. Depending on the product, buildout and collateral securing the loan we have experience facilitating the disbursements through title companies, Or if there are ways to utilize other assets such as land owned, other real estate owned or other equity in assets to reach your ultimate goal, just let us know.

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Ag Construction Financing at SouthPoint

Partners in Other Financial Products/Offerings

Farm Services Agency (FSA) products

Farm Business Managers (FBMs)

Beginning Farmer Loans

SouthPoint Business Partners in Financing

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