Youth Accounts
Give your kids the financial building blocks they need.
Smart Limits
Our youth accounts are structured so that kids earn more financial responsibility as they get older.
Allowance Transfers
Skip the cash and transfer money right into your child’s account (even when they’re in college).
Fun & Games
Dollar Dog’s Clubhouse is open 24/7 to teach your kids about money in a fun and friendly way.
Establish Credit
The first-time auto loan and low-available-balance credit card program helps adults 24 and under establish their credit.
Start Saving for College
Meet with a financial advisor and learn how to start planning ahead for your child’s future.
Dollar Dog Savings Account
- Official club membership card
- Invitation to Dollar Dog events
- Online Dollar Dog Club House
- Rewards, stamps, and recognition
Dollar Dog
The Dollar Dog Savings account teaches kids how to save at an early age. That’s a lesson they’ll use their entire life. Benefits include:
Get Stamps and Earn Rewards. With every $10 deposit your child makes they’ll earn a stamp. When kids accumulate 7 stamps, we’ll either deposit $10 into their Dollar Dog Savings account or give them a $10 SouthPoint VISA Gift Card.
Dollars for A’s. For every “A” (or highest letter grade achievable) your kid earns on their report card we’ll deposit $1 into their account (up to $5 total). Student must bring their report card to any SouthPoint location prior to the end of the next quarter. The funds will be deposited into their new or existing SouthPoint savings account. Elementary School Students (up to age 11) must have savings and eStatements – money will be directly deposited into their savings account.
Birthday Postcard! Every year during the month of your child’s birthday we’ll deposit $1 into their account and send them a “Happy Birthday” postcard!
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
EzStart Account
|
$0
|
$5000
up to
|
2.53%
APY*
|
|
$5001
|
$5001 +
|
0.40%
|
EzStart Teen Account
The early teen years are a great time to establish a savings habit and start learning about personal finance. We’ll show teens how to manage their finances and reach their financial goals – and have fun doing it! Benefits include:
Dollars for A’s. For every “A” (or highest letter grade achievable) your kids earns on their report card we’ll deposit $1 into their account (up to $5 total). Student must bring their report card to any SouthPoint location prior to the end of the next quarter. The funds will be deposited into their new or existing SouthPoint savings account.
Free Checking with Debit Card (requires an adult joint owner). Add eStatements to your child’s account to teach them all about checking and how to use their own debit card.
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
EzStart Account
|
$0
|
$5000
up to
|
2.53%
APY*
|
|
$5001
|
$5001 +
|
0.40%
|
Ez$ Savings and Checking
With our Ez$ Savings teens can earn higher interest than a regular savings on amounts up to $5,000. To open this account, teens will need to have a SouthPoint checking account, debit card and e-statements. Benefits include:
Dollars for A’s
For every “A” (or highest letter grade achievable) your kids earns on their report card we’ll deposit $1 into their account (up to $5 total). High School Students (age 16-18) must have savings, eStatements, Checking and Ez$ Savings – money will be directly deposited into their Ez$ savings account.
Free Checking with Debit Card (requires an adult joint owner if under 18). Add eStatements to your account and learn all about checking and how to use your own debit card.
VISA Credit Card. Start building positive credit history and learn how to manage credit before graduation. Uses SouthPoint’s low, non-variable rate VISA Credit Card (requires an adult co-applicant when under 21).
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Ez$ Savings and Checking
|
$0
|
$5000
up to
|
2.53%
APY*
|
|
$5001
|
$5001 +
|
0.40%
APY*
|
Ez$ Savings and Checking
With our Ez$ Savings young adults can earn higher interest than a regular savings on amounts up to $5,000. To open this account, young adults will need to have a SouthPoint checking account, debit card and e-statements. Benefits include:
Free Checking with Debit Card. Add eStatements to your account and get your own debit card.
VISA Credit Card. Start building positive credit history and learn how to manage credit. Uses SouthPoint’s low, non-variable rate VISA Credit Card (requires an adult co-applicant when under 21).
| Product | Minimum | Maximum | Rates |
|---|---|---|---|
|
Ez$ Savings and Checking
|
$0
|
$5000
|
2.53%
APY*
|
|
$5001
|
$5001 +
|
0.40%
APY*
|