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Member Benefits

Your membership comes with a long list of extras.

We’re a member-owned cooperative that provides the same products and services as other financial institution. But we are not-for-profit. We are here to help people and to live our mission of "empowering people to enhance lives". That’s why our earnings are returned to our members in the form of better rates and fewer fees.

When you join SouthPoint Financial Credit Union, you become part of an extended financial family. Together with your fellow members, you help one another finance cars and homes, send kids to college, and plan for the future. At the center of that people-helping-people philosophy is the credit union.

Financial Counseling

Get help and advice that can reduce debt and boost your monthly budget. Learn More

Investment Services

Your someday starts with an initial, no-cost consultation. Learn More

Online Banking

Do all of your banking from anywhere, including paying bills. Learn More

Mobile Banking

Transfer funds, deposit checks and more from your smartphone. Learn More

Budgeting Advice and Planning

Plan ahead and get more from every paycheck with expert advice. Learn More

Online Calculators

Get the answers you need with a few numbers and some basic information. Learn More

Serving farmers

From buying equipment, livestock, or purchasing farmland, SouthPoint FCU is here to help you every step of way. We also offer agricultural-enhanced deposit accounts, business credit cards, operating lines of credit, and many additional products and services designed for your farming operation. Learn More

Serving on-the-go lifestyles

Your membership brings you access to your money with Online and Mobile Banking, and at MoneyPass ATMs across the country. Just look for MoneyPass ATMs in your area or find one now

Love My Credit Union Rewards

Everyone loves to save, especially on products and services you use every day. That’s what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners through Love My Credit Union Rewards. You can save too with valuable discounts from these partners: TurboTax, ADT, and Love to Shop. Learn more

Skip a Payment

At SouthPoint, we know that sometimes you need a little extra cash from an unexpected expense. That is why we have your back. SouthPoint allows you to skip up to 3 qualifying consumer* loan payments in 1 calendar year. All you have to do is fill out the form and submit it at least 5 business days before your payment. There is a fee of $30 per Skip a Pay that you complete. Fill out the Skip a Pay Form

*This does not apply to real estate, credit cards, ready reserve loans, commercial loans, etc.

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