On your way to financial independence
Building a strong foundation in financial knowledge today sets you up for confident decision-making in the future. Whether you handle your finances independently or turn to trusted advisors, understanding the essentials can be empowering. Starting out often means balancing financial goals with a mindful approach to managing income and expenses. You also count on the convenience of online tools and mobile apps to make your banking experience easier. Here at SouthPoint, we’re providing both the advice you need and the tools to make it easy for you. Check out the helpful resources on this page!
Popular Products & Services
Here are a few products and services we thought you might be interested in learning about as a young adult:
- EzMoney Checking
- EzMoney Savings
- Vehicle Loans
- Credit Cards
- Student Loans
- Money Management – Online Budgeting Tool inside Online and Mobile Banking
- Mobile Services
*Open a New Membership Savings and Checking account* with SouthPoint and we will pay for your $50 membership. To take advantage, mention “Minnesota Valley Action Council” on your application.
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Blog Posts

12 Steps to Financial Wellness-Step 1: How to Track Your Spending

Step 2 of 12 to Financial Wellness: Creating a Budget

Step 3 of 12 to Financial Wellness: Pay Down Debt

12 Steps to Financial Wellness-Step 4: Have the Money Talk with Your Partner

Step 5 of 12 to Financial Wellness: Practice Mindful Spending

Step 6 of 12 to Financial Wellness: Pay it Forward

12 Steps to Financial Wellness Step 7: How to Pay Yourself First

Step 8 of 12 Steps to Financial Wellness-Know When and How to Indulge

Step 9 of 12 Steps of Financial Wellness-Build and Maintain an Excellent Credit Score

Step 10 of 12 Steps to Financial Wellness-Plan for Retirement
*To qualify for the $50 incentive you must:
- Watch the video series on Financial Education
- Budgeting
- Banking
- Evaluating Employee Benefits
- Credit
- Test out and review with SouthPoint/MVAC
- Open a checking & savings account
- E-Statements/Online banking enrollment
- 20 transactions within 90 days
- Accounts are open for 90 days and are in good standing
- Attend FiCEP meeting for either credit or financial review
- Receive $50.00 to be deposited into a savings account after 90 days
Other restrictions may apply.