Do you offer a revolving line of credit that doesn’t use my home’s equity?

Yes, the Credit Union offers a line of credit that is not dependent upon having equity in the value of your home. This is called a Ready Reserve. It is a flexible, personal line of credit that is used as an overdraft protection but can also be used for other purposes and may be accessed at any time by using your debit card or checks. 

Learn more or apply for a Ready Reserve on our Personal Loans page.

You have requested an external link.

 By clicking this link, you are leaving SouthPoint’s website and entering a website hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from those practiced by the credit union.

Cancel Accept