Skip a Pay December 23 Skip a Pay December 23

Slide Past Your Payment

Our Skip a Pay is a program that allows you to skip one or more of your eligible loan payments.

Skip a Pay

At SouthPoint, we know that sometimes you need a little extra cash from an unexpected expense. That is why we have your back. SouthPoint allows you to skip up to 3 qualifying consumer* loan or SouthPoint Credit Card payments in 1 calendar year. All you have to do is fill out the form and submit it at least 5 business days before your payment.

Please fill out 1 form per loan.

If you DO NOT qualify to skip a payment, you will be contacted by email or mail at least 5 days prior to the requested payment due date.

*This does not apply to real estate, ready reserve loans, commercial loans, semi and annual payments. Cannot skip more than one monthly consecutive payment at a time. A $30 fee will be applied to each Skip a Pay. Please contact us at 877-794-6712 if you have any questions.


You have requested an external link.

 By clicking this link, you are leaving SouthPoint’s website and entering a website hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from those practiced by the credit union.

Cancel Accept