90th CD Special 90th CD Special

9 Months. 9.000% APY*

For 90 years, we’ve helped our members build brighter financial futures. Celebrate with us and take advantage of this limited-time 9-month certificate of deposit special.

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Digital Investing at SouthPoint Digital Investing at SouthPoint

Life Comes Fast. Accelerate Your Investing Access.

Digital Investing Now Available. Located inside Online & Mobile Banking

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SPHM Over $1 Million Saved SPHM Over $1 Million Saved

Helping First-Time Homebuyers Save!

SouthPoint Home Mortgage has paid over $1,000,000 to help First-Time Homebuyers! Let us help you next!

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SPFCU_2025FullCampaign_Hero-1550x475 SPFCU_2025FullCampaign_Hero-1550x475

Imagine Banking That's Next Generation....we did.

Introducing Accelerate, powered by SouthPoint

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Stellar Perks Checking Ignite SouthPoint Stellar Perks Checking Ignite SouthPoint

Reach for the stars with stellar perks!

Open a Shining Star Checking Account today and earn up to 2.529% APY*

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Financial Literacy at SouthPoint Financial Credit Union Financial Literacy at SouthPoint Financial Credit Union

Free Financial Education

It’s never too late to learn something new about finances, and we're here to provide all the help you need.

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SouthPoint Insurance SouthPoint Insurance

SouthPoint Insurance Agency

At SouthPoint Insurance Agency, we work to save our members money every day, in every way we can.

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Home Lending Options at SouthPoint Financial Credit Union Home Lending Options at SouthPoint Financial Credit Union

We’ll proudly help you buy your first or next home.

Visit the Home Lending Center
Streaming Service Credit Card Campaign

Watch It. Listen To It. Earn It.

Whether you're binge-watching your favorite series or listening to the perfect playlist, your SouthPoint VISA Rewards Credit Card can help you earn more from the subscriptions you're already using. Press Play on 5% Rewards today!

Constant AI

Accelerate Your Loan Management

You are now able to Skip-a-Payment*, change your loan due date, and access your loan payoff quote. No forms to print. No in-person branch visits required. Just log into your Online & Mobile Banking and manage your loan on your own terms.

Medicare Seminar

Join us for a free Medicare seminar to learn about your options, get answers to common questions, and gain confidence in your coverage decisions. Space is limited, so reserve your spot today by clicking below to register.

Early Pay Available at SouthPoint Financial

Your Money, Delivered Earlier

Sometimes, it’s better to be early than on time. That’s why Accelerate, powered by SouthPoint, offers Early Pay. Get your direct deposits up to two business days early with Early Pay! Be faster than life.

Balance Transfer

Your Balance Messaged You: It Wants A Better Rate (0% APR* for 6 months)

Don't leave it on read. Answer today and transfer balances from high-rate credit/store cards and receive 0% APR* for 6 months on the amount transferred.

Empowering People

Empowering People to Enhance Lives

SouthPoint is all about empowering people to enhance lives, that's why we made it what our vision is today. If it is part of your core to help empower others. check out our current job openings.

We’re known for our friendly personal touch. See what others are saying about SouthPoint.

Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online & in person with SouthPoint. I always walk away feeling good.

— SouthPoint Member

SouthPoint has always been very professional & their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone & how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint!

— SouthPoint Member

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