
Borrow once for your entire undergraduate career.
If scholarships, grants and federal student loans aren't enough, look to your credit union. Our private education line of credit will help you responsibly fill higher education funding gaps.

1.5% cash back. You earned it.
Earn 1.5% cash back on every purchase you make with SouthPoint’s Visa Rewards Credit Card, PLUS enjoy a low interest rate that SPFCU is known for.

Love My Credit Union Rewards
Enjoy exclusive savings every day through Love My Credit Union Rewards. Members have saved nearly $2 billion with Love My Credit Union Rewards!

Discover the hidden value in your home.
Home Equity Line of Credit with rates as low as as 3.99% APR* for 12 Months. After 12 months, rate will vary from 5.00% - 18.00% APR, 24-Hour Access; Use Funds for Anything, No Annual Fee, $299 Closing Costs*
We’re known for our friendly personal touch. See what others are saying about SouthPoint.
Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online & in person with SouthPoint. I always walk away feeling good.
— SouthPoint Member
SouthPoint has always been very professional & their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone & how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint!
— SouthPoint Member