Your Path Your Term Your Path Your Term

Your Path, Your Term, Your Growth.

Choose the term that works for you and earn 4.050% APY*** with new deposits

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Financial Literacy at SouthPoint Financial Credit Union Financial Literacy at SouthPoint Financial Credit Union

Free Financial Education

It’s never too late to learn something new about finances, and we're here to provide all the help you need.

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Coming Soon SouthPoint Financial Credit Union Buffalo Minnesota Branch Coming Soon SouthPoint Financial Credit Union Buffalo Minnesota Branch

Buffalo Branch - Now Open

SouthPoint Financial Credit Union's 8th branch location. Located in Buffalo, Minnesota.

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SouthPoint Insurance SouthPoint Insurance

SouthPoint Insurance Agency

At SouthPoint Insurance Agency, we work to save our members money every day, in every way we can.

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Home Lending Options at SouthPoint Financial Credit Union Home Lending Options at SouthPoint Financial Credit Union

We’ll proudly help you buy your first or next home.

Visit the Home Lending Center
Stellar Perks Checking at SouthPoint

Ignite Your Financial Guiding Star

Enjoy premium benefits and exclusive perks that enhance your banking experience.

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Fresh Start Balance Transfer Credit Card

Give yourself a fresh start with a free balance transfer!

Pay off your high-interest VISA, Mastercard, Discover, American Express or store cards and start saving money. 0% interest on balance transfers for 6 months,* plus no balance transfer fee!

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A better card experience is at your fingertips

Ready for an easier way to manage your cards? Card Central, located in our mobile app and online banking platform, puts more control, convenience, and safety in your hands.

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Student Loan Options at SouthPoint

Get the funds to achieve your education dreams!

Reach your academic and financial goals with an in-school or refinanced student loan from Sparrow.

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Slide Past Your Payment!

Slide Past Your Payment!

Our Skip-a-Pay is a program that allows you to skip one or more of your eligible loan payments.

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Love My Credit Union Rewards

Enjoy exclusive savings every day through Love My Credit Union Rewards. Members have saved nearly $2 billion with Love My Credit Union Rewards!

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We’re known for our friendly personal touch. See what others are saying about SouthPoint.

Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online & in person with SouthPoint. I always walk away feeling good.

— SouthPoint Member

SouthPoint has always been very professional & their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone & how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint!

— SouthPoint Member

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