Home Equity Line of Credit Options at SouthPoint Home Equity Line of Credit Options at SouthPoint

Renovations to the Rescue

Turn your home's equity into almost anything with a HELOC. Rates As Low as 3.99% APR* for 12 Months, normal rate as low as 5.00% APR*. After 12 months, rate will vary from 5.00% – 18.00% APR*.

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Be a part of the SouthPoint Family Be a part of the SouthPoint Family

Be a part of the SouthPoint family

Open a new membership at SouthPoint FCU today!

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Home Lending Options at SouthPoint Financial Credit Union Home Lending Options at SouthPoint Financial Credit Union

We’ll proudly help you buy your first or next home.

Visit the Home Lending Center
Investing Early Investing Early

Investing: it pays to start early.

Retirement looks different for everybody and our SouthPoint Investment Services Financial Advisors have options to fit your situation now and if it changes.

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Take SouthPoint with you Take SouthPoint with you

Take your banking with you everywhere you go.

Try Anytime, Anywhere Banking
College is Tough. Student Loans at SouthPoint

Borrow once for your entire undergraduate career.

If scholarships, grants and federal student loans aren't enough, look to your credit union. Our private education line of credit will help you responsibly fill higher education funding gaps.

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Cash Back Credit Card at SouthPoint

1.5% cash back. You earned it.

Earn 1.5% cash back on every purchase you make with SouthPoint’s Visa Rewards Credit Card, PLUS enjoy a low interest rate that SPFCU is known for.

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Couple smiling outside using tablet device

Love My Credit Union Rewards

Enjoy exclusive savings every day through Love My Credit Union Rewards. Members have saved nearly $2 billion with Love My Credit Union Rewards!

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Discover-the-value-of-your-home-with-a-new-kitchen-design

Discover the hidden value in your home.

Home Equity Line of Credit with rates as low as as 3.99% APR* for 12 Months. After 12 months, rate will vary from 5.00% - 18.00% APR, 24-Hour Access; Use Funds for Anything, No Annual Fee, $299 Closing Costs*

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We’re known for our friendly personal touch. See what others are saying about SouthPoint.

Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online & in person with SouthPoint. I always walk away feeling good.

— SouthPoint Member

SouthPoint has always been very professional & their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone & how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint!

— SouthPoint Member

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