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Imagine Banking That's Next Generation....we did.

Introducing Accelerate, powered by SouthPoint

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New Year, New Rates! New Year, New Rates!

New Year, New Rates!

Choose between a 5- or 11-month Certificate of Deposit special today!

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Stellar Perks Checking Ignite SouthPoint Stellar Perks Checking Ignite SouthPoint

Reach for the stars with stellar perks!

Open a Shining Star Checking Account today and earn up to 2.529% APY*

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Financial Literacy at SouthPoint Financial Credit Union Financial Literacy at SouthPoint Financial Credit Union

Free Financial Education

It’s never too late to learn something new about finances, and we're here to provide all the help you need.

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SouthPoint Insurance SouthPoint Insurance

SouthPoint Insurance Agency

At SouthPoint Insurance Agency, we work to save our members money every day, in every way we can.

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Home Lending Options at SouthPoint Financial Credit Union Home Lending Options at SouthPoint Financial Credit Union

We’ll proudly help you buy your first or next home.

Visit the Home Lending Center
Used Machine Loan November 2025

Good Soil. Good Season. Great Rates on Used Machinery Loans.

You've worked hard to bring in the harvest - now it's time to invest in the equipment that keeps your farm running strong. Take advantage of our Used Machinery Loan special with an introductory rate as low as 5.59% APR** for 12 months.

TruLync Medicare Advisors

Understand Your Medicare Choices

Original Medicare? Advantage? Supplement? We’ll help you compare. There’s no one-size-fits-all Medicare plan—so it’s important to start exploring your options today.

Coming Soon: InvestiFi

Coming Soon: InvestiFi (Join the Waitlist!)

Soon, investing will be as easy as checking your balance. Right inside your Online & Mobile Banking, you'll be able to buy, sell, and manage investments. Be the first to know about insider updates, launch details, and exclusive insights by joining the waitlist now!

Balance Transfer

Your Balance Messaged You: It Wants A Better Rate (0% APR* for 6 months)

Don't leave it on read. Answer today and transfer balances from high-rate credit/store cards and receive 0% APR* for 6 months on the amount transferred.

SouthPoint Foundation Scholarship

Collegiate Scholarships Application Now Open

SouthPoint Financial Credit Union Foundation is offering 10 - $1,500 non-renewable scholarships. Application is open until March 16, 2026.

Early Pay Available at SouthPoint Financial

Your Money, Delivered Earlier

Sometimes, it’s better to be early than on time. That’s why Accelerate, powered by SouthPoint, offers Early Pay. Get your direct deposits up to two business days early with Early Pay! Be faster than life.

We’re known for our friendly personal touch. See what others are saying about SouthPoint.

Everyone is so professional and friendly - they do all the work, I only had to answer questions. I have now worked online & in person with SouthPoint. I always walk away feeling good.

— SouthPoint Member

SouthPoint has always been very professional & their experience and knowledge has been superior. I was amazed at how easy it was to apply by phone & how quickly everything was done with us living quite a distance from SouthPoint. We love doing our financial business with SouthPoint!

— SouthPoint Member

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