Start your financial journey with a bonus!
Be one of the first 25 people to open a new membership and checking account with SouthPoint and receive $25 as our way of saying welcome. Don’t miss this limited-time opportunity to experience modern banking with a personal touch. Click the link below and redeem this offer before it’s gone!
How to Redeem
To redeem this offer, click on the Join SouthPoint button and open your new SouthPoint Membership and a SouthPoint Checking accounts. At the end of the application, chose “Other” as how you heard about SouthPoint and enter in “Sleepy Eye Hockey Night”.
See below for full disclosures
Why Choose SouthPoint?
- Community Focus. SouthPoint is a credit union that is member-owned. Credit Unions are financial cooperatives, meaning they prioritize the needs of their members over profit. The community-oriented approach often results in better member service and more personalized financial solutions tailored to individual members.
- Democratic Governance. As a member-owner, you have a say in how the credit union is run. Members elect a volunteer board of directors among their peers to represent their interest. This democratic structure ensures that decisions are made with the best interests of the members in mind, fostering transparency and accountability.
- Lower Fees and Better Rates. Credit unions typically offer lower fees and competitive interest rates on loans, credit cards and savings accounts. This can lead to significant cost savings for members over time, empowering them to achieve their financial goals more effectively.
- Financial Education and Support. SouthPoint provides valuable financial education resources along with in-house counseling services to help members make informed decisions about their money. By empowering members with knowledge and support, SouthPoint enables the members to make smarter financial choices and achieve greater financial stability and independence
Premium Checking
Make waves with a new Premium Checking account at SouthPoint! This checking account gives you the chance to earn higher interest the more you use your account.
- Lowest Opening Balance – Deposit $100 to open your checking account
- Free Checks – Choose the standard design and we’ll send you 1 package per year
- Visa Debit Card – Add an Instant Issue Visa Debit Card with Fraud Text Alerts to make life easier
- Overdraft Protection – Avoid the embarrassment and frustration of running out of money when you add overdraft protection to your membership
- Eliminated Non-Sufficient Fees – Fees have been eliminated resulting from any transaction made under $10
- Tier 3*** – $0 – $20,000 – 2.529% APY*
- Tier 3**** – $20,000.01+ – 0.010% APY*
