Fee Schedule

Listed Fees apply to all accounts:

Fee

Fee Schedule is effective as of March 1, 2017

*Item refers to any transaction type such as ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone-initiated transfers or other electronic transfers, if applicable, to avoid implying that check transactions are the only transactions covered.

Notary Fee

Free to members

Photo Copies & Incoming/Outgoing Faxes

$.10 per page

Visa Gift Cards

$3 each

Returned Deposited Check

$4 per item

Wire Transfer Fee

$15 U.S.; $50 International

Levy Fee

$50

Non-Member Check Cashing

$10 each

Account Research

$25 per hour; 1 Hr minimum - Research applies to any account activity printouts including check copies or printed statements.

Re-Open Closed Account

There may be a $10 fee to re-open an account that has been closed less than 90 days

Foreign Fee

Returned Item - $30; Processing - $6.25

Counter Checks

$1 each

Coin Exchange

Free to members; 10% for non-members

Return Mail/Statement

$5 per item

Following fees apply to savings accounts:

Fee

Credit Union Check Fee

$5 per check when amount is under $3,000

Dormant Fee

$15 per quarter if there is only a membership account and that account has a balance less than $500 and has had no activity for 1 year. This does not apply to minor accounts.

Inactive Secondary Savings

$15 per quarter for all inactive secondary savings accounts with a balance less than $500 and no activity for 1 year.

Money Market Savings (only)

$10 per month if balance falls below $2,500.

Health Savings Account (HSA) and IRA

A closing fee of $50 may be applied if your HSA or IRA account is closed within 365 days of opening. If closed within (7) days of opening, no fee shall be applied.

+Health Savings Account (HSA)

An Annual Handling Fee of $10 will be automatically deducted on the anniversary date of opening the account.

Holiday Club Savings Account

Requires minimum of 1 monthly deposit to account. Loss of interest if funds withdrawn prior to payout.

Following fees apply to checking accounts:

Fee

Non-Sufficient Funds

$30 per item*

Overdraft Fee

$30 per item*

Inactive Checking

$10 per quarter if no activity occurs within that quarter.

Stop Payment Order

$20

Inactive Debit Card Fee

$10 per quarter if no activity occurs within that quarter.

Debit Card Replacement

$10

Copies of Check with Mailed Statement

$5 per month

Personal and Business Check Order Fee

Standard Design Checks: 2 free boxes per year
Designer Checks: See catalog for current pricing

Please select from our two chat options.

You have requested an external link.

 By clicking this link, you are leaving SouthPoint’s website and entering a website hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from those practiced by the credit union.

Cancel Accept