Effective February 19, 2022 – SouthPoint’s Business and Consumer Fee Schedule will be modified to reflect active services and associated fees. You may access the Fee Schedule in your eStatement/eNotices portal or click the button below.

Fee Schedule

Fee Schedule

Listed Fees apply to all accounts:


Fee Schedule is effective as of February 23, 2021

*Item refers to any transaction type such as ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone-initiated transfers or other electronic transfers, if applicable, to avoid implying that check transactions are the only transactions covered.

Notary Fee

Free to members

Photo Copies & Incoming/Outgoing Faxes

$.10 per page

Visa Gift Cards

$3 each

Non-Member Visa Advance

2% of transaction

Returned Deposited Check

$4 per item

Wire Transfer Fee

$15 U.S.; $50 International

Levy Fee


Non-Member Check Cashing

$10 each

Account Research

$25 per hour; 1 Hr minimum - Research applies to any account activity printouts including check copies or printed statements.

Re-Open Closed Account

There may be a $10 fee to re-open an account that has been closed less than 90 days

Foreign Fee

Returned Item - $30; Processing - $15

Counter Checks

$1 each

Coin Exchange

Free to members; 10% for non-members

Return Mail/Statement

$5 per item

Following fees apply to savings accounts:


Dormant Fee

$15 per quarter if there is only a membership account and that account has a balance less than $500 and has had no activity for 1 year. This does not apply to minor accounts.

Inactive Secondary Savings

$15 per quarter for all inactive secondary savings accounts with a balance less than $500 and no activity for 1 year.

Money Market Savings (only)

$10 per month if balance falls below $2,500.

+Health Savings Account (HSA)

An Annual Handling Fee of $10 will be automatically deducted on the anniversary date of opening the account.

Holiday Club Savings Account

Requires minimum of 1 monthly deposit to account. Loss of interest if funds withdrawn prior to payout.

Following fees apply to checking accounts:


Non-Sufficient Funds

$30 per item*

Overdraft Fee

$30 per item*

Inactive Checking

$10 per quarter if no activity occurs within that quarter.

Stop Payment Order


Debit Card Replacement


Copies of Check with Mailed Statement

$5 per month

Personal and Business Check Order Fee

Standard Design Checks: 1 free box per year
Designer Checks: See catalog for current pricing

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