Trust. Transparency. Ownership.

40 Square Cooperative Solutions is an independent, member-owned agricultural cooperative offering health plans through a trust for Minnesota’s farm families, businesses who provide direct services to production agriculture and their employees.

We are committed to helping Minnesota’s agricultural community gain access to comprehensive health plan options. Through membership, 40 Square members and plan participants are part of an empowered community of Minnesotans working together to find common solutions that help curb rising health plan prices, gain access to local doctors and tap into multiple health plan offerings without sacrificing quality.

40 Square serves the agricultural community in Minnesota. This means farmers, agribusinesses and ag trade associations can take advantage of our plans to provide coverage for their employees and members.

40 Square offers a variety of major medical health plans with a range of options. Each of our seven plans include coverage for doctor visits, preventative care, prescription drugs, hospital care and more.

40 Square offers a variety of major medical health plans with a range of deductible options. All plans are compliant with the Affordable Care Act and include coverage for doctor office visits, preventative care, prescription drugs, hospital (inpatient/outpatient) care and much more. Services such as chiropractic care and acupuncture are also covered. All health plans include an annual routine eye exam per calendar year. There are no lifetime limits or exclusions for pre-existing conditions.

40 Square is a self-funded health plan that requires medical underwriting as part of the application process. Rates are based on several factors, such as a groups’ heath history, demographics and plan of choice.

The Aetna network provides a robust local and national network with broad access to physicians, clinics and hospitals in Minnesota, as well as coverage when traveling within the United States.