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Certificate of Deposit Specials

Product	Minimum	Maximum	Rates
Money Market Certificate Specials Your path, your term, your growth. Choose the Certificate of Deposit term that works best for you. Certificate of Deposit Specials are available as Traditional or Roth. APPLY NOW	$1000	11 Months+++ Current Deposits at SouthPoint	4.000% APY*
	$1000	11 Months+++ with new deposits	4.050% APY*
		13 Months+++ Current Deposits at SouthPoint	4.000% APY*
		13 Months+++ with new deposits	4.050% APY*
		15 Months+++ Current Deposits at SouthPoint	4.000% APY*
		15 Months+++ with new deposits	4.050% APY*

Disclosures

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Fees may reduce earnings on the account.

+++APY=Annual Percentage Yield. Rates Effective as of January 6, 2025. Promotion for 11-Month Certificate is for a limited time only. The minimum balance to open a 11-Month certificate, when offered, is $1,000. To obtain the 4.050% APY your total deposit (100%) must be comprised of new money (not previously on deposit with SouthPoint Financial Credit Union). If any portion of your initial certificate of deposit is currently on deposit with SouthPoint Financial Credit Union you will receive a rate of 4.000% APY on your new 11-Month Certificate. Certificate rate remains fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $1,000,000 deposited per household. The 11-Month Certificate promotion will roll into a 12-Month Certificate at maturity. Promotion for 13-Month Certificate is for a limited time only. The minimum balance to open a 13-Month certificate, when offered, is $1,000. To obtain the 4.050% APY your total deposit (100%) must be comprised of new money (not previously on deposit with SouthPoint Financial Credit Union). If any portion of your initial certificate of deposit is currently on deposit with SouthPoint Financial Credit Union you will receive a rate of 4.000% APY on your new 13-Month Certificate. Certificate rate remains fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $1,000,000 deposited per household. The 13-Month Certificate promotion will roll into a 12-Month Certificate at maturity. Promotion for 15-Month Certificate is for a limited time only. The minimum balance to open a 15-Month certificate, when offered, is $1,000. To obtain the 4.050% APY your total deposit (100%) must be comprised of new money (not previously on deposit with SouthPoint Financial Credit Union). If any portion of your initial certificate of deposit is currently on deposit with SouthPoint Financial Credit Union you will receive a rate of 4.000% APY on your new 15-Month Certificate. Certificate rate remains fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $1,000,000 deposited per household. The 15-Month Certificate promotion will roll into a 12-Month Certificate at maturity. Federally Insured by NCUA.

All certificate specials are available as Traditional or Roth. Federally Insured by NCUA. Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates.

Your Path, Your Term, Your Growth.

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