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Choose a Certificate of Deposit that works for you from a 7 months, 11 months or 21 months.

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Certificate of Deposit Specials

Product	Minimum	Maximum	Rates
Money Market Certificate Specials Pick a term, any term from 7 months , 11 months or 21 months with a $1,000 opening balance and earn a competitive rate. APPLY NOW	$1000	7 Months++ Current Deposits at SouthPoint	4.09% APY*
	$1000	7 Months++ with new deposits	4.30% APY*
	$1000	11 Months+++ Current Deposits at SouthPoint	4.09% APY*
	$1000	11 Months+++ with new deposits	4.30% APY*
	$1000	21 Months++++ Current Deposits at SouthPoint	4.09% APY*
	$1000	21 Months++++ with new deposits	4.30% APY*

Disclosures

Click here for required Truth & Savings Disclosure
Fees may reduce earnings on the account.

*APY = Annual Percentage Yield
**Traditional and Roth IRA Certificate is a 24 month Certificate with a $2,500.00 minimum balance.

++APY=Annual Percentage Yield. Rates Effective as of February 7, 2023. Promotion for 7-Month Certificate is for a limited time only. The minimum balance to open a 7-Month certificate, when offered, is $1,000. To obtain the 4.30% APY your total deposit (100%) must be comprised of new money (not previously on deposit with SouthPoint Financial Credit Union). If any portion of your initial certificate of deposit is currently on deposit with SouthPoint Financial Credit Union you will receive a rate of 4.09% APY on your new 7-Month Certificate. Certificate rate remains fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $500,000 deposited per household. The 7-Month Certificate promotion will roll into a 6-Month Certificate at maturity. +++APY=Annual Percentage Yield. Rates Effective as of February 7, 2023. Promotion for 11-Month Certificate is for a limited time only. The minimum balance to open an 11-Month certificate, when offered, is $1,000. To obtain the 4.30% APY your total deposit (100%) must be comprised of new money (not previously on deposit with SouthPoint Financial Credit Union). If any portion of your initial certificate of deposit is currently on deposit with SouthPoint Financial Credit Union you will receive a rate of 4.09% APY on your new 11-Month Certificate. Certificate rate remains fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $500,000 deposited per household. The 11-Month Certificate promotion will roll into a 12-Month Certificate at maturity. Federally Insured by NCUA. ++++APY=Annual Percentage Yield. Rates Effective as of February 7, 2023. Promotion for 11-Month Certificate is for a limited time only. The minimum balance to open a 21-Month certificate, when offered, is $1,000. To obtain the 4.30% APY your total deposit (100%) must be comprised of new money (not previously on deposit with SouthPoint Financial Credit Union). If any portion of your initial certificate of deposit is currently on deposit with SouthPoint Financial Credit Union you will receive a rate of 4.09% APY on your new 21-Month Certificate. Certificate rate remains fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity of Certificate. Limit of $500,000 deposited per household. The 21-Month Certificate promotion will roll into an 18-Month Certificate at maturity. Federally Insured by NCUA.

Certificate rates remain fixed for the term of the certificate.
A penalty may be imposed for withdrawals before maturity on certificates.

Pick your term!

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