Early Pay* gives you access to your eligible direct deposits up to two business days early.
Your Money, Delivered Earlier
Get access to your direct deposits faster with Early Pay from Accelerate. Now, you don’t have to always wait until payday! Another acceleration of your financial abilities!
Early Pay* provides access to direct deposits up to two business days early.
SouthPoint’s Early Pay lets you access your eligible direct deposits up to two business days sooner.
When your employer or benefits provider sends us your deposit information ahead of payday, we make those funds available to you right away. Timing depends on when they send the file—some payers send early, others don’t.
No fees—Early Pay is included as a free benefit when you set up eligible direct deposits.
Use our easy online banking tools or mobile notifications to stay on top of your account and balances.
It depends. The timing varies based on when we receive deposit details from your employer or other payor. This can differ from one deposit to the next.
No. Early availability isn’t guaranteed and can vary by pay period, depending on when your payor—usually your employer—tells us the deposit is on the way.
To avoid overdraft fees, monitor your account and confirm your funds are available before making transactions.
ACH credits such as payroll, Social Security (SSA), VA benefits, and many pensions/retirements. Tax refunds and other types of ACH credits may not be eligible.
All consumer checking accounts.
The first time you log in, please use your Member Number instead of Username and the last 4 digits of your social security number.
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