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Introductory 0% APR* Balance Transfer
Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred.
Discover the hidden value in your home.
Home Equity Line of Credit with rates as low as as 8.00% APR* for 12 Months. 24-Hour Access; Use Funds for Anything, No Annual Fee.
Budgeting for a brighter future.
Make better spending decisions with our Money Management tool. These tools help you understand where your money goes, allow you to reduce unwanted spending and save for future goals. You have access to this tool right in our Online Banking and Mobile App platforms.
External Transfers
The convenience of transferring money to or from SouthPoint is now in your hands, available 24/7. Our Online and Mobile Banking platforms now feature external transfers so you can schedule payments coming or going from SouthPoint to another financial institution, leaving you feeling secure the payment is there when you requested it.
Skip A Payment
Want to skip a qualified SouthPoint Financial Credit Union loan payment? Please complete the Online Skip-a-Payment Request Form. Text More Information to your email. Please contact us at 877-794-6712 with any questions.
Financial Counseling
Managing money and staying on budget isn’t easy. That’s why we have Certified Money Mindset Advisors on staff. As a SouthPoint FCU member, you can receive up to six free financial counseling sessions that could help you get out of debt, tackle credit issues, and build financial wellness.
Our Story
Our Mission
At SouthPoint FCU, we strive to empower members to achieve their goals and dreams by providing exceptional service and guidance. We aspire to become the primary financial institution for members, contribute to the well-being of our communities and maintain earnings and reserves which promote sound growth and encourage member confidence and loyalty.
We're Your Credit Union
SouthPoint Financial Credit Union is owned and governed by the members. Every member has an equal right to both voice their opinions and to vote at our annual meetings.