Rates

  • Mortgage Mortgage

Calculators

 

 

 

Information

Introductory 0% APR* Balance Transfer

Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred. Text Form to your email. Please contact us at 877-794-6712 with any questions.

Discover the hidden value in your home.

Home Equity Line of Credit with rates as low as as 2.99% APR* for 12 Months. After 12 months, rate will vary from 5.00% – 18.00% APR, 24-Hour Access; Use Funds for Anything, No Annual Fee, $299 Closing Costs* Text More Information to your email.  Please contact us at 877-794-6712 with any questions.

Budgeting for a brighter future.

Make better spending decisions with our Money Management tool. This tools help you understand where your money goes, allow you to reduce unwanted spending and save for future goals. You have access to this tool right in our Online Banking and Mobile App platforms. Text More Information to your email.  Please contact us at 877-794-6712 with any questions.

External Transfers

The convenience of transferring money to or from SouthPoint is now in your hands, available 24/7. Our Online and Mobile Banking platforms now feature external transfers so you can schedule payments coming or going from SouthPoint to another financial institution, leaving you feeling secure the payment is there when you requested it. Text More Information to your email.  Please contact us at 877-794-6712 with any questions.

Skip A Payment

Want to skip a qualified SouthPoint Financial Credit Union loan payment? Please complete the Online Skip-a-Payment Request Form. Text More Information to your email.  Please contact us at 877-794-6712 with any questions.

Financial Counseling

Managing money and staying on budget isn’t easy. That’s why we’ve partnered with LSS Financial Counseling. As a SouthPoint FCU member, you can receive up to six free financial counseling sessions that could help you get out of debt, tackle credit issues, and build financial wellness. Text More Information to your email.  Please contact us at 877-794-6712 with any questions.

Our Story

Our Mission

At SouthPoint FCU, we strive to empower members to achieve their goals and dreams by providing exceptional service and guidance. We aspire to become the primary financial institution for members, contribute to the well-being of our communities and maintain earnings and reserves which promote sound growth and encourage member confidence and loyalty.

We're Your Credit Union

SouthPoint Financial Credit Union is owned and governed by the members. Every member has an equal right to both voice their opinions and to vote at our annual meetings.

You have requested an external link.

 By clicking this link, you are leaving SouthPoint’s website and entering a website hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from those practiced by the credit union.

Cancel Accept