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Cozy up with a new checking
Open a new premium checking account today and you could earn 2.53% APY*
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Premium Checking
Open a new Premium Checking account at SouthPoint! This checking account gives you the chance to earn higher interest the more you use your account.
Tier 3*** – $0 – $20,000 – 2.53% APY*
Tier 3**** – $20,000.01+ – 0.01% APY*
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Premium Checking Perks
Lowest Opening Balance – Deposit $100 to open your checking account
Free Checks – Choose the standard design and we’ll send you 1 package per year
Visa Debit Card – Add an Instant Issue Visa Debit Card with Fraud Text Alerts to make life easier
Overdraft Protection – Avoid the embarrassment and frustration of running out of money when you add overdraft protection to your membership
Eliminated Non-Sufficient Fees – Fees have been eliminated resulting from any transaction made under $10
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*APY – Annual Percentage Yield. Rates effective as of June 1, 2023. Variable rates. Rate may change after the account is open. All of our deposit accounts are protected up to $250,000 by the National Credit Union Association (NCUA). Fees could reduce the earnings on the account. Click here for required Truth & Savings Disclosure
Premium Checking – **Tier 1 – No requirements; ***Tier 2 – eStatements, & Direct Deposit of $500 or more monthly; ****Tier 3 – eStatements, Direct Deposit of $500 or more monthly, & 25 or more debit card purchases
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