NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE 2025 VISA® CREDIT SWEEPSTAKES FOR COMMUNITY INSTITUTIONS. Open only to legal 50 U.S./D.C. & PR residents who are 18 or older (or the age of majority in their place of residence, whichever is older) as of 11/1/25. Void in all other U.S. territories and possessions and where prohibited. Begins at 12:00 AM PT on 11/1/25 and ends at 11:59 PM PT on 12/31/25 (“Promotion Period”). TO ENTER: 1) Automatic Entry: A participating community bank or credit union eligible Visa credit cardholder will automatically receive one (1) Sweepstakes entry for each qualifying Visa purchase made with his/her/their participating community bank or credit union eligible Visa credit card during the Promotion Period at a merchant location in the U.S. and processed through Visa’s transaction-processing system. The value of the transaction will not increase or decrease your chances of winning a prize. Only eligible Visa cards can receive automatic entries (for a list of participating community bank or credit union’s eligible Visa credit cards, visit http://www.visa.com/CommunitySweeps). 2) To Enter by Mail Without Purchase or Obligation: Hand-print your name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and email address, on plain 3″ x 5″ paper, and mail it in a #10 envelope with sufficient postage affixed, to: The 2025 Visa Credit Sweepstakes for Community Institutions, P.O. Box 7749, Melville, NY 11775-7749. Mailed entries must be postmarked between 11/1/25 and 12/31/25, and received by 1/8/26. Enter as often as you wish; however, each mailed entry will count as one (1) entry into the random drawing and must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZES: One (1) Grand Prize: One (1) 6-day/5-night trip for two (2) people (winner and one (1) guest) to Maui, Hawaii. Prize includes round-trip economy class air transportation for two (2) people from a major gateway airport nearest the winner’s home to/from Maui, Hawaii, transportation to/from airport and hotel, use of a full-size rental car for 6 days, a 5-night stay (one (1) standard room, double occupancy) at a hotel designated by Sponsor in Maui, Hawaii, two (2) Sponsor-specified activities/tours (each for two (2) people), and one (1) $1,000 Visa Prepaid Product (for winner only) Visa Confidential 2 (collectively, the “Grand Prize Trip”). In addition to the aforementioned prize, $4,000 cash will be awarded in the form of a check to winner. ARV of Grand Prize: $13,500. Fifty (50) First Prizes: One (1) $500 Visa Prepaid Product. ARV of each First Prize: $500. Total ARV of all prizes: $38,500. All terms and conditions apply to Visa Prepaid Products. Limit one (1) prize per household. ODDS: Estimated odds of winning the Grand Prize are 1 in 200,106,250; estimated odds of winning a First Prize are 1 in 4,002,125; however, the actual odds of winning a prize depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules. For complete details, see Official Rules available at this location and at Visa.com/CommunitySweeps. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.
