3 Ways To Stay On Track This Christmas

in Financial Wellness

Christmas is just eight days away (and counting) and the holiday retailers are doing their best to dazzle you with last minute discounts, free shipping and BOGO offers. With all these great deals how do we keep from over-spending and/or over-buying this holiday season?

Tips to keep you on track
  1. It’s been said a million times but it’s worth repeating: Stick to your budget. No matter how big or how small sticking to your budget is important. Finding gifts for everyone can be tricky but the most important thing is that you chose it and purchased it for them and that means something, not how much you spent on it.
  2. Finish up your list, wrap the gifts and put the gift buying mode on “pause.” Easiest way to accomplish this task is to stay out of your favorite shopping places and online sites. As hard as that may seem and as good as the deal may be, you’re done! Sit back and relax and enjoy not fighting the crowds of last minute shoppers.
  3. The gift of time is worth more than any expensive gift. With the fast-paced lives we lead today just being able to sit down and enjoy each other’s company is something that rarely happens. Take the time to visit with the people you don’t normally get to see, play games with your kids, grandkids, nieces, nephews, etc. Those memories last a lifetime.

It’s easy to get overwhelmed and overspend this time of year. Take a step back and just enjoy the season. Once you’re done shopping and your budget is intact you will have the time to drive around your community and see the holiday lights, sing and dance to your favorite Christmas carols and maybe even catch your favorite Christmas movie on TV!

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