*APY = Annual Percentage Yield. Rates effective as of October 15, 2018. Promotion for Certificate for a limited time only. $1,000.00 minimum deposit required. Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Limit of $100,000 deposited per household. The 9 month certificate promotion will roll into a 6 month certificate at maturity. The 19 month certificate promotion will roll into an 18 month certificate at maturity. Fee’s may reduce earning on the account.