No Cash Advance Fees
Get the cash you need without any extra fees.
Lower International Fees
Going out of the country? We’ll keep your credit card fees low.
Free Balance Transfers
Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred. Learn more about our simple transfer process.
Verified by Visa®
Before you use your card online, give Verified by Visa® a try.
Rewards Points
Earn 1 point for every $1 you spend, then use those points for gift cards, airfare, and more. Visit www.uchooserewards.com today.
Anytime, Anywhere Banking
Make transfers, pay bills, download statements, and plan ahead from any device. Learn More
| Product | Non-Variable Rate | Annual Fee | Rewards |
|---|---|---|---|
|
Visa® Rewards Card
Earn points with every purchase and enjoy a great, low rate. |
9.00% - 18.00%
Rate based on credit-worthiness
|
$0
|
Earn 1 point for every $1.00 spent (signature based transaction only) Points can be used to purchase merchandise or for traveling Redeem points or check point balance at www.uchooserewards.com
|
|
Visa® Select Card
This basic credit card puts the power of Visa® in your wallet with no annual fee. |
7.00% - 16.00%
Rate based on credit-worthiness
|
$0
|
-
|
|
Visa® Secured Card
You set your own credit limit with a deposit to your SouthPoint FCU Regular Savings account. |
7.00%
Rate based on credit-worthiness
|
$0
|
-
|
|
0% Credit Card
Get a great new card and 0% APR* for up to six months. |
-
|
-
|
-
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