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Home Lending Center

Finding the right mortgage is as important to your financial life as finding the right home is, to your personal life.

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Big dreams start at home

This is a great time to become a first-time homebuyer. Why? Because your SouthPoint Financial Credit Union membership gives you access to some of the best rates and home loan options around, including 15- and 30-year mortgages. We’re here to help you finance a home you can afford.

Product Loans Interest Rate APR*
The SouthPoint Difference
  • Special first-time homebuyer rates
  • Easy application
  • Low down payments
  • No Private Mortgage Insurance (PMI) required for loans with 10% down
  • Maximum closing costs of $1,000
  • See How it works
  • See All Home Lending Rates
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15 Year First Time Home Buyer Real Estate**
3.625
3.678
30 Year First Time Home Buyer Real Estate**
4.000
4.088

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