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Home Lending Center

Finding the right mortgage is as important to your financial life as finding the right home is, to your personal life.


Big dreams start at home

This is a great time to become a first-time homebuyer. Why? Because your SouthPoint Financial Credit Union membership gives you access to some of the best rates and home loan options around, including 15- and 30-year mortgages. We’re here to help you finance a home you can afford.

Product Loans Interest Rate APR*
The SouthPoint Difference
  • Special first-time homebuyer rates
  • Easy application
  • Low down payments
  • No Private Mortgage Insurance (PMI) required for loans with 10% down
  • Maximum closing costs of $1,000
  • See How it works
  • See All Home Lending Rates
15 Year First Time Home Buyer Real Estate**
30 Year First Time Home Buyer Real Estate**

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