Couple wrapped in a blanket holding up a cut out of a home so one day they will have a mortgage Couple wrapped in a blanket holding up a cut out of a home so one day they will have a mortgage

Make your home ownership dreams come true

SouthPoint Home Mortgage

If you want a mortgage loan from a team you trust, you can rely on SouthPoint Home Mortgage, a division of SouthPoint Financial Credit Union. With home loan options to fit every buyer, we’ll point the way home.

Enjoy a Better Home Loan Experience

It’s no accident that more homebuyers choose SouthPoint Home Mortgage for all their mortgage needs. SouthPoint Home Mortgage has established themselves as one of Minnesota’s top lenders thanks to their streamlined application process, friendly mortgage experts and dedication to serve our members. SouthPoint Home Mortgage is a division of SouthPoint Financial Credit Union built on the same philosophy as what our members expect.

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Purchasing a home

Are you a first time homebuyer? Maybe you’re a seasoned homebuyer looking to purchase a vacation home or rental property. Wherever you land, SouthPoint Home Mortgage will work with you to ensure you get the best loan option for your needs at a rate you can afford.

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Refinancing

Refinancing your home could mean big savings at a lower rate. With a restructured application process, we can get your home refinanced faster than ever before. That means you can pay off your mortgage sooner while lowering your monthly payments. Our Mortgage Loan Officers will work with you to see if the timing is right for you to refinance.

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Home Equity

Your home is a powerful asset. If you have an upcoming large expense or are renovating your current home, SouthPoint Financial Credit Union can help you use the equity in your home.

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