Understanding Courtesy Pay

Yes, members will be given a copy of our Courtesy Pay Policy Disclosure at the time they sign up for or deny the service of Courtesy Pay. A copy of the disclosure is available upon request.

Yes. Courtesy Pay can apply to each checking account within a Membership. A separate Courtesy Pay form for each suffix must be completed and can be electronically signed through Docusign or signed personally at any branch location.

No, the checking account can only have one choice even though it may have more than one debit card tied to it.

Any account owner (primary or joint) can sign the Courtesy Pay form. However, if the primary member is a minor, then all owners MUST sign.

At SouthPoint Financial Credit Union, we provide overdraft services to cover those ATM and one-time debit card transactions – saving embarrassment and the extra hassles in your already busy day. We want to be sure you are aware of the overdraft protection options available to you – to ensure your transactions are processed.