Mobile Enhancements

Yes, you can request money from up to five contacts at once on the Split screen. You can request the same or different amounts per person.

The primary device is used to track the GPS for My Location alerts and controls and all merchant and threshold alerts will be sent to the primary device. All devices that have registered a particular card can view or change the CardValet settings for that card.

If a properly endorsed deposit is made before 3:00pm CST Mon-Fri and is approved, it will be credited that same day. If a properly endorsed deposit is made after 3:00pm CST Mon.-Fri. or on weekends or holidays and is approved, it will be credited the next business day. If your deposit was rejected, check your email for an explanation.

Log in to Mobile or Online Banking and go to the Bill Pay tab. Accept the disclosure and you'll be signed up and ready to pay bills.

Bill Payment is very easy to use. Just enter a bill you want to pay and when you want it paid, and the credit union does the rest. 

It's fast, easy, and best of all free! If you have any questions, contact Member Solutions at 877-794-6712.

The back of the check must include the following when depositing via Mobile Deposit:
  • Member’s signature
  • “via Mobile Deposit" written at the bottom of the signature.
There is no fee. However, standard wireless carrier data and charges apply; so please make sure you understand the terms of your mobile agreement before using the Mobile Deposit feature.
Mobile Deposit has a maximum deposit limit of $10,000 per day.
After depositing a check via Mobile Deposit, you will receive a confirmation status email. However, the check may be rejected during the review process.
Mobile Deposit allows you the consumer to deposit checks into your checking account using your Android or iPhone via the SouthPoint Mobile banking app.

You would need to download & install the SouthPoint Mobile banking app. Once logged into SouthPoint Mobile Banking app, you can utilize your phone camera on your Android or iPhone device to upload images of your checks to your checking account.

The following items are eligible for mobile deposit: Personal Checks, Business Checks, Government Checks, Cashier’s Checks, and Official Checks. Only checks made payable to the account owner(s) or to SouthPoint Financial Credit Union can be deposited using Mobile Deposit.

Checks that have been successfully deposited via Mobile Deposit should be retained by the member for no less than 90 days and then destroyed or shredded.

Yes, SouthPoint has a mobile app where you can manage your finances anywhere, anytime! Mobile Banking lets you stay on top of your account activity safely and securely when you're on-the-go. It gives you the accessibility you need to perform financial transactions from your smart phone or tablet*. Here are just a few examples of what Mobile Banking allows you to do:

  • View account balances and history
  • Make transfers and deposits
  • Pay bills in seconds

It's simple! Download our Mobile Banking app today:

  • iPhone: Visit the iTunes App Store and for Android: Visit the Google Play Store
  • Search for "SouthPoint FCU"
  • Install the Mobile Money App like you would any other App!


We also offer an app called CardValet to help you control your debit card and receive real-time alerts. Search the More section in your mobile app and select "CardValet" to download.

Check out our ATMs + Branches Locator to help you find one of over 100,000 surcharge-free ATMs or a branch near you.


*Additional data charges may apply for internet usage depending on your wireless carrier. Please consult your wireless provider/carrier for details on related rates and charges.

Check out our ATMs + Branches Locator to help you find one of over 37,000 surcharge-free ATMs or a branch near you.

Don’t forget to check out the credit union's Mobile Banking app too! Our Mobile Banking app lets you transact with your mobile device on-the-go. Check your balance, make transfers and deposits, or pay bills with ease anywhere, any time.

No, you may only use Mobile Deposit to deposit checks into your SouthPoint checking account. You can then transfer your payment from you checking account.

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