Investing & Retiring

In order to determine which type of IRA is best for you, you must consider many factors such as, what will you be using the money for, when will you need the money, what type of potential tax deductibility is offered, etc.

Here are the general benefits of three types of IRAs:

• Traditional - This type of IRA offers potential tax deductibility. There are no income limits for contributions. The funds you contribute to this type of IRA are considered pre-tax dollars and you will be taxed upon withdrawal of the funds.
• Roth - This type of IRA offers potentially tax-free earnings. The funds you contribute to this type of IRA are considered after-tax dollars and you may get tax-free withdrawals.
• Coverdell Education - This type of IRA offers the potential of tax-free earnings when the funds are used for educational purposes.

For more details on an IRA account, please send a message on our Investment Services web page or by calling Member Solutions at 877-794-6712.

Absolutely. Just as you have put a lot of time and effort into preparing for your career, you should get assistance with getting off on the right foot with your finances and long term financial goals. Our experienced financial advisors will assist you with debt management, savings and investing, retirement saving and insurance needs. 

Yes! Your SouthPoint Investment Advisor will work with you to design a customized, diversified plan based on your goals. They'll use tested strategies to help keep you on track so you can face all of life's what-ifs, including market volatility.

SouthPoint Investment offers a wide range of investment options including stocks, bonds, mutual funds, CDs, institutionally managed accounts, and ETFs to build a solid financial plan that won't leave things to chance.

We’ve joined with a dedicated team through our investment services. For more information check out our investment service page or contact us at 877-794-6712 and ask to speak to a financial advisor.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. Along the way, you’ll take comfort in knowing you’re protected.

Access a full range of wealth management, investment, and financial management services through our partnership with SouthPoint Investment Services.

Two, fully registered and experienced investment professionals are located on-site at two of our credit union offices and are available to meet in person or over the phone.

Our investment professionals’ experience spans over many years, giving them the knowledge and experience to successfully work with you on an individual basis to help you achieve your goals by offering sound financial recommendations using a needs-based analysis.

They can help with planning and preparing for life’s milestones such as education saving, estate planning, retirement, and tax planning. Gain peace of mind and protect you and your loved ones with insurance options. They also offer savings and investment options that are custom fit to meet your goals.

Request for more information by sending a message on the Investment Services web page or by calling Member Solutions at 877-794-6712.

Securities and investment advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

Yes! Your SouthPoint Investment Advisor will work with you to design a customized, diversified plan based on your goals. They'll use tested strategies to help keep you on track so you can face all of life's what-ifs, including market volatility.

SouthPoint Investment offers a wide range of investment options including stocks, bonds, mutual funds, CDs, institutionally managed accounts, and ETFs to build a solid financial plan that won't leave things to chance.