Why did I get an overdraft fee when my deposit was in the account before the end of the business day?

SouthPoint conducts business in a real-time live environment. Essentially this means that transactions are processed in and out of your account 24/7 as they are presented to your account. Therefore, overdrafts can occur 24/7 as well. Gone are the days with cut off times for deposits and processing. Real time allows our members to have an accurate view of their finances all day every day.

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