What is the maximum percentage of my home’s value that I can borrow?

The maximum percentage of your home's value depends on the purpose of your loan, how you use the property, and the loan type you choose, so the best way to determine what loan amount we can offer is to complete our online Mortgage application.

Typically, at the credit union, the maximum percentage you can borrow for a Primary Residence mortgage loan is 95% to 97%. Because each situation is different, we recommend that you contact us directly at at SouthPoint Home Mortgage 877-636-5346.

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