Does the credit union offer consolidation loans?

SouthPoint does offer consolidation loans for our members to consolidate bills and pay off other debts. There are several options available to most members. This may include personal loans, home equity loans/lines, or even a first mortgage.

The easiest way to find out what is best for your situation is to apply. A loan officer will contact you to discuss your options upon receipt of your application.

The credit union offers convenient options for you to apply.

  • Loan ApplicationUsing our mobile and online loan application, you can apply 24/7 from wherever you are. We'll even preapprove you for the loan in minutes if you qualify.
  • Through VideoConnectMonday – Friday from 8:30am-6:30pm and Saturday from 8:00am-Noon.
  • Over the Phone: Our Member Advisors are trained to take your application Monday – Friday from 8:00am-6:00pm and Saturday from 8:00am-Noon. Just call them at 877-794-6712.
  • In Person: You can always stop by one of our branch offices and meet with us personally.

If you would like to discuss options before applying, simply call our Member Solutions team at 877-794-6712. They are trained to assess your personal situation and decide what loan type fits best.

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