Rock on at SouthPoint Rock on at SouthPoint

Rock on with SouthPoint and $200*!

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Please select if you are a member or non-member so that we can take you to the appropriate application.

Make the switch to a SouthPoint Checking account and rock on with $200*!

Simply complete the following when opening your new checking account to be eligible for the $200*

  1. Open a new SouthPoint Basic Checking, Premium Checking or EzMoney Checking account with debit card, which is subject to approval – while filling out the application make sure your choose “Checking Rocks” from the drop down on how you heard about SouthPoint. (Must be age 16 or older at time of application)
  2. You must complete 10 debit card transactions within 30 days of receiving your new debit card.
  3. Have your direct deposit and or external transfer made of at least $500 to this account within 30 days of coupon enrollment. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
  4. Enroll in eStatements/eNotices at SouthPoint if not already enrolled.
  5. Enroll in Online Banking or Mobile Banking at SouthPoint if not already enrolled.

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Why should you open a new checking at SouthPoint?

Lowest Opening Balance
Deposit $100 to open your checking account.

Anytime, Anywhere Banking
Make transfers, pay bills, download statements, and plan ahead from any device. Learn More

Visa® Debit Card
Add a Visa® debit card with Fraud Text Alerts to make life easier.

Free Checks Option
Choose the standard design and we’ll send you 1 package per year.

Overdraft Protection
Avoid the embarrassment and frustration of running out of money when you add overdraft protection to your membership. Review Policy

Member Advantages
The more you utilize your credit union membership, the more it will benefit your business. Learn More

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Product Minimum Max/Fees Rates
Basic Checking

Our basic option requires no monthly fees, no minimum balance, and comes with a debit card.

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$0
$0
0%
APY*
Premium Checking

This account gives you the chance to earn higher interest the more you use your account.

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Tier 1**
$0+
0.00%
APY*
Tier 2***
$0+
0.01%
APY*
Tier 3****
$0 - $20,000.00
1.51%
APY*
Tier 3****
$20,000.01+
0.01%
APY*
EzMoney Checking

Your $50 initial deposit opens your own checking account (high school and college students).

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$50 minimum
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*Bonus/Account Information: Offer not available to existing SouthPoint Financial Credit Union checking members, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 2 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new SouthPoint Basic Checking, Premium Checking or EzMoney Checking account with debit card, which is subject to approval; 2) You must complete 10 debit card transactions within 30 days of receiving your new debit card. 3) Have your direct deposit and or external transfer made of at least $500 to this account within 30 days of coupon enrollment. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. 4) Enroll in eStatements/eNotices if not already enrolled. 5) Enroll in Online Banking or Mobile Banking if not already enrolled. After you have completed all the above requirements, we’ll deposit the bonus in your new account on or after November 30, 2022. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Those under the age of 18 years old must have a parent or guardian on the account to be eligible for the cash back. Account Closing: If the checking account is closed by the member or SouthPoint within six months after coupon enrollment, we will deduct the bonus amount at closing. Only valid for ages 16+ at time of opening account. *APY – Annual Percentage Yield. Rates effective as of February 19, 2022. Variable rates. Rate may change after the account is open. All our deposit accounts are protected up to $250,000 by the National Credit Union Association (NCUA). Fees could reduce the earnings on the account. View our website for required Truth & Savings Disclosure Premium Checking – **Tier 1 – No requirements; ***Tier 2 – eStatements, & Direct Deposit of $500 or more monthly; ****Tier 3 – eStatements, Direct Deposit of $500 or more monthly, & 20 or more debit card purchases. Employees and Volunteers of SouthPoint Financial Credit Union, or members of their immediate families are not eligible Coupon valid September 1, 2022 – October 31, 2022. Federally Insured by NCUA.

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